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But when PayPal is more widely available in other stores and enrollment gets easier, adoption should increase, he said. Square, a mobile payments start-up headed by Twitter co-founder Jack Dorsey, is used by more than , merchants and has struck a partnership with Starbucks. At the checkout counter, shoppers can use PayPal by typing in a mobile phone number and a four-digit PIN that has to be set up online beforehand. Home Depot is also working with PayPal to improve customer service. customers would complete about half of their offline transactions via the service. But that number is growing, said Wes Muddle, vice president of finance at Guitar Center. One possible solution would help contractors track the money they give plumbers and other specialists to buy equipment for a project. A PayPal card sits at a cashier station at a Home Depot store in Daly City, California, February 21, The deal means that, by the end of this year, PayPal will be accepted as a payment option in roughly 2 million retail stores that already take Discover credit cards. The new smartphone app will also let diners order and pay without waiters approaching their table. Home Depot Treasurer Dwaine Kimmet said he had low expectations about the initial use of PayPal in its stores and the experience so far has confirmed such caution. Retailers are interested in working with PayPal because it may give them leverage to negotiate better terms with the likes of Visa and MasterCard. At Jamba Juice, customers can use PayPal smartphone apps to order and pay for smoothies, then pick them up from a dedicated line. Credit card giants Visa Inc and MasterCard Inc are working on their own digital wallets. PayPal will also be sending out new PayPal cards to users who still prefer to swipe. Wall Street is largely optimistic - shares of eBay are up about 75 percent since mid, when PayPal revealed its offline plans. One such promotion was expected to last two weeks but proved so popular that it lasted only 30 minutes before the budgeted reward money ran out, Kingsborough said. retail stores, but just being there may not be enough. PayPal is also offering to share more valuable customer data with merchants. PayPal originally caught on online because it offered users an easy way to pay for goods without having to type in personal information, like credit card numbers and addresses. Although a February promotion was not successful in boosting PayPal usage, Guitar Center is not giving up because it believes the partnership would help the retailer know its customers and market better to them over the long term. In the physical world, this advantage no longer applies. Kingsborough said he expects the cards to be used a lot at first, but they will be slowly replaced by the app as more stores set up mobile payments and shoppers get comfortable using their smartphones to make purchases. That means PayPal pays huge amounts of fees to Visa and MasterCard, making it a valuable partner. However, as PayPal expands into physical stores it will be more of a rival because it can forge closer ties to consumers and distance them from the credit card networks and card issuers. It will just take some time.{/INSERTKEYS}{/PARAGRAPH} When people pay with PayPal, the purchases are often funded by credit cards. {PARAGRAPH}{INSERTKEYS}Alistair Barr 8 分で読む SAN FRANCISCO Reuters - PayPal will soon be ubiquitous in U. Cashiers there said very few customers chose to use PayPal - and some who did soon gave up because they found keying in a bunch of numbers was not as convenient as swiping a credit card. Morgan Stanley analyst Scott Devitt told investors on Thursday that he was not increasing his PayPal estimates because of this new business. And another solution PayPal is testing allows users at stadium events to order and pay for food and drinks from their seats. They can also use a PayPal card that links to their account.